I have understood these verses to mean that he/she who is too lazy to get out of bed will come to poverty. And I believe that to be true. Couch potatoes or bed dwellers (by choice) generally do not prosper with houses and lands; cars, boats or trucks either.
9 Lazybones! How long will you lie there in bed? When will you get up from your sleep? 10 “I’ll just lie here a bit, rest a little longer, just fold my hands for a little more sleep” — 11 and poverty comes marching in on you, scarcity hits you like an invading soldier. source
Yet there is another poverty that comes when we tap the snooze button again and again, morning after morning.
Poverty of Spirit.
When we love the bed (notwithstanding illnesses and much-needed resting feasts) more than we love fellowship with our Heavenly Father in prayer and in His Word, we are indeed poor. I say this because until recently I had become abundantly poor. Scarcity hits you like an invading soldier — indeed!